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May 4, 2025

How Payments Work With a Virgin Travel Agent

If you’re booking a Virgin Voyages cruise and wondering how payments work—especially when it comes to deposits, Flex Pay, and final balances—this guide has you covered.

To be honest, a lot of people get confused by the timeline, but it’s super simple once you understand how Virgin Voyages handles payments (especially when you book through us).

Virgin Voyages Scarlet Lady shot by Christine Lozada on Mavic Air2S Drone
Virgin Voyages Scarlet Lady shot by Christine Lozada on Mavic Air2S Drone
Learn how to get the best deal on Virgin Voyages

Table of Contents
  • When You Can Just Pay a Deposit (and How Much It Is)
  • How to Make Payments After Booking
  • How to Set Up Flex Pay
  • Is There a Pay-in-Full Discount?
  • 🛳️ Book With Us & Get Perks
  • Bottom Line

When You Can Just Pay a Deposit (and How Much It Is)

When you’re more than 120 days away from your sailing, Virgin Voyages gives you two options at the time of booking:

  • Put down a 20% deposit
  • Or pay in full

When you book with us, your 20% deposit is processed directly through Virgin, and you’ll receive a booking number shortly afterward. That booking number is your key to everything going forward.


How to Make Payments After Booking

Once your deposit is made and your booking number arrives, you can:

  • Make additional payments through the Virgin Voyages app or VirginVoyages.com
  • Pay as much or as little as you want, whenever you want
  • Get reminders from both us and Virgin when final payment is due

Full payment is always due 120 days before your sail date, no matter how or when you booked.

Virgin Voyages shot by Christine Lozada on Mavic Air 2S Drone
Virgin Voyages shot by Christine Lozada on Mavic Air 2S Drone

How to Set Up Flex Pay

You do have the option to utilize Virgin’s financing option called Flex Pay,

Here’s how:

  1. After your deposit is processed and you receive your booking number from us,
  2. Call Virgin Voyages directly,
  3. Ask them to set up Flex Pay for your remaining balance.

They’ll walk you through scheduling out the rest of your payments over time, which is perfect if you want consistency and simplicity.


Is There a Pay-in-Full Discount?

Yes, but only in specific cases.

Virgin Voyages offers a Pay In Full discount, but it’s only available for sailings that are at least one year away. So if you’re booking far in advance, definitely ask us to check if this option makes sense for you.

We’ll help you compare the full price vs. discount to make the smartest move.

Virgin Voyages Sea Terrace Cabin
Virgin Voyages Sea Terrace Cabin

🛳️ Book With Us & Get Perks

When you book your cruise through us, here’s what you get:

  • Booking support for the deposit, Flex Pay, and payment timelines
  • Exclusive perks, including Sailor Loot and sometimes better-than-onboard offers
  • A real human (that’s me!) who makes sure you’re never confused or behind on payments

We’ve helped thousands of sailors navigate this process—and yes, even if you’ve already booked, you can send us your screenshot and we’ll help make sure you’ve got the best deal possible.

Virgin Voyages cruise deal

Bottom Line

  • Booking with us gives you support, perks, and peace of mind
  • If your cruise is more than 120 days away, you can book with just a 20% deposit or pay in full
  • You’ll get your booking number once the deposit is processed
  • Payments can be made anytime in the app or online, but must be finished by 120 days out
  • Flex Pay is available—just call Virgin once you have your booking number
  • Pay-in-full discount only applies to sailings 1+ year away
See all the Virgin Voyages Blog Posts
Get a no-strings-attached quote on your Virgin Voyages sailing

Posted In: Travel · Tagged: Cruise, Virgin Voyages

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